On the LRPN radio show, they call me “Ms. Practical”. That’s because, while theories and principles are great, I’m always ready to cut to the chase and get down to applications. It’s all well and good to know that we ought to live on less than we make, but how do we do that? Where […]

In my last article, I shared that my husband and I arose out of a period of great financial stress and pressure.   We could have rationalized and explain that our original poor financial situation was caused by uncontrollable circumstances such as my health and my husband’s low wage income.   And many people looking at us […]

The idea of taking action now is not a new concept.  We have all heard the exhortation “just do it” from Nike advertisers and many successful people, yet it seems so difficult for so many of us to follow through and take action now, because either we lack the courage or just don’t feel the urgency.  The problem […]